Fee Schedule
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SCHEDULE OF MEMBER FEES

Share Account Fees:
Membership Share $5.00 par value
Membership Fee $1.00 per new member
Minimum Required to open Share Account $50.00

Share Balance Fee
(If minimum average daily balance is not met.)

$2.00 per month

Share Accounts closed within
30 days
of opening date

$50.00
Share Accounts re-established within
90 days of closing
$25.00
Excessive Share Withdrawal Fee
(Three or more withdrawal within a one month period.)
$0.50
Minimum Required to Open Kids Account $25.00
 
Share Draft Account Fees:

Share Draft account has no minimum balance or service fees.

Minimum Required to open
Share Draft Account
$50.00
Debit / ATM Card 1ST CARD FREE
Debit / ATM Card Replacement Fee $10.00
Debit / ATM Card Force NSF Post Fee $20.00
Share Draft Reorder Charge At cost
Stop Payment Fee $20.00 per request
Deposited Item Return Fee $20.00 per item
Share Draft NSF Post Fee $20.00 per item
Share Draft NSF Return Fee $20.00 per item
Share Draft NSF Transfer Fee $15.00 per transfer
Substitute Share Draft Copy Fee $5.00 per item
ACH NSF Post Fee $20.00 per item
ACH NSF Return Fee $20.00 per item
ACH NSF Transfer Fee

$15.00 per item

Bill Payment Negative Post Fee $20.00 per item
 
Other Service Fees (applicable for all accounts):
24 hour TellerTalk Bank-by-Phone Service FREE
Duplicate Statement Copy Fee $5.00 each
Account Printout Request Fee $2.00 per account
Account Research Fee $10.00 per half hour
Credit Union Check Fee $5.00 each
American Express Gift Check Fee $2.50 each
Single / Dual Travelers Check Fee 1% of transaction
(waived with direct deposit)
Dormant Account Fee (1 year of inactivity) $5.00 per year
Non-Current Address $3.00 per month
Domestic Wire Transfer Outgoing Fee $15.00 per transfers
International Wire Transfer Outgoing Fee $30.00 per transfer
Domestic FAX $1.00 per page
International FAX $5.00 per page
Xerox Copy Fee $1.00 er page
VISA Annual Fee $12.50 per year
Bill Payer Service Fee (unlimited bills) 6.00 per month
Legal Process Fee $25.00 per service
ATM Fee (non-Bank of Hawaii ATM) $1.00 per withdrawal
 

** The fees appearing on this Fee Schedule are accurate and effective for accounts as of the effective date on our Truth-in-Savings Disclosure.  If you have any questions or require current rate information on your account, please contact the Credit Union. **

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