STOP WORRYING AND START LIVING!

Do you know how much you need to live comfortably during retirement?  If not, you're not alone.  Most Americans have no knowledge of what an IRA is and do not realize that an IRA is an important piece of the retirement puzzle.

At any stage of your life, a credit union IRA can help you with your financial planning.  Depending on the IRA you invest in, an IRA provides flexibility for your changing financial needs whether you're just getting started in your career or nearing that retirement date.

Hawaii First FCU offers two types of IRA's - Traditional and Roth.  Both have different tax advantages so consult your tax advisor and compare your IRA options.  When you've decided which IRA is best for you, we'll gladly assist you in taking that next step towards financial freedom.  Start Planning, Stop Worrying, and Start Living!

For more information, please call or stop by any one of our three branches:

KAMUELA
Parker Ranch Shopping Center
67-1187 Mamalahoa Highway
Kamuela, Hawaii  96743
Phone: (808) 885-7349
Fax: (808) 885-2098

WAIKOLOA
Waikoloa Highlands Shopping Center
68-1845 Waikoloa Road, Suite 128
Waikoloa, Hawaii  96738
Phone: (808) 883-2055
Fax: (808) 883-2098

HILO
Hilo Shopping Center
1221 Kilauea Avenue, Suite 160
Hilo, Hawaii  96720
Phone: (808) 933-7349
Fax: (808) 933-1401

You can also e-mail your questions to info@hawaiifirstfcu.com or send correspondence to:

 HAWAII FIRST FCU
ATTN:  MEMBER SERVICES DEPT.
P.O. Box 446
Kamuela, Hawaii  96743

 ** The rates, fees and terms applicable to IRA accounts are subject to change by Hawaii First FCU.