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  • 17 years & younger.
  • Minimum opening deposit - $25.00                                                                                 
  • No minimum balance requirements.
  • Excessive Share account withdrawals - (over 6 per month) $0.50 per transaction.         

Rate and Fee Schedule

Please visit any one of our three branches for a funds availability disclosure and membership and account agreement brochures.  The rates, fees, and terms applicable to Kid's Klub Share accounts are subject to change by Hawaii First FCU.





Achieving economic prosperity is difficult.  It's especially hard for young people who've never learned how to manage money.  Your credit union believes in the power of education.  We're here to help launch the youth in your life toward financial independence.

►  JOIN.  As a start, open a savings account for each child in your family.  As soon as your child can write, have them fill out deposit and withdrawal slips.  Guide teenagers through using a debit card and balancing a check book.

►  SHARE.  Include your children in your household finance dicussions.  Show them how you budget income and expenses.  Discuss the difference between a "want" and a "need".  As their skills improve, give them challenges - such as finding a better cell phone plan, calculating the total monthly cost of owning a car, or sticking to a budget with back-to-school or holiday spending.

►  COACH.  Remind your children to ask for help when they need it.  And turn to your credit union when you want help.  Hawaii First FCU is here to partner with you and your family in pursuing financial security.  No question or concern is too small to be shared.  We all learn together.

Message from the President - PANIOLO POST, Volume 23, Issue 2, April 2008



 Teaching Your Preschooler About Spending and Saving 

Advice on teaching your preschooler basic lessons about money and how money works is right at your fingertips!  Click on the "Thrive by 5" link for more information.