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A checking account from your credit union offers you the savings and convenience you want to manage your personal day-to-day finances.
  • Checking account has no minimum balance or service fees.
  • Minimum required to open sharedraft account $50.

Please contact your credit union for a rate and fee schedule, funds availability disclosure, membership and account agreement brochures.

The rates, fees and terms applicable to Sharedraft accounts are subject to change by Hawaii First FCU.





Members, you can now re-order personal checks online!  Enclosed with your box of checks is a yellow reorder form that has your Order ID number or you may use your Share Draft account information located at the bottom of your checks.  If you have made or need to make any changes to your name and/or address, please contact your credit union to place your order.


Your EMV chip card is coming soon!

EMV debit cards feature enhanced fraud protection with an embedded chip that makes it virtually impossible to counterfeit and helps prevent in-store fraud.

Enhanced Security for your Debit Cards

Hawaii First will soon offer debit cards with chip technology. The embedded computer chip provides more security and wider international acceptance. A microchip embedded in the card adds a new layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting. These cards are already in wide use around the world and are now becoming the standard in the U.S.

When will I get my chip card?

To ensure that all of our cardholders have the additional protections offered by chip cards as soon as possible, we will be replacing all debit cards in the month your card expires. Once your new card arrives, be sure to activate it for use and then destroy your old card. There is no need to request a new card. You’ll automatically receive your chip card in the mail. There is no charge for the new chip card.

For EMV Chip Cards FAQs, please click here



Debit MasterCard®
MasterCard® SecureCodeTM

Hawaii First FCU is pleased to offer you MasterCard® SecureCodeTM !  MasterCard® SecureCodeTM  puts you in control when shopping online:  only you can approve purchases using your private SecureCode.  Click the link below to be directed to the MasterCard® SecureCodeTM  registration page to sign up today!