► SIGNATURE
  
Any way you crunch the numbers, a Signature Loan from your credit union balances into a great deal. You can obtain financing for that vacation or new computer.

► SHARE SECURED
  
Utilize the funds in your share account for this type of loan. Low annual percentage rate.

► PATIENT PAYMENT

Need a little help covering treatment costs not covered by Medical or Dental insurance?  Apply today!  With our Patient Payment loans you can finance up to 100% of the patient cost, pay no upfront costs and no fees, enjoy competitive monthly payments with no prepayment penalty, fixed interest rates as low as 6.00% APR (varies according to credit score and loan application), get same day response and receive confidential on-site loan document signing and membership opening, by appointment at the Doctor's office.

► PERSONAL LINE OF CREDIT
  
Use this revolving line of credit loan for your personal needs. Great for Holiday Shopping!

► FEDERAL / STATE INCOME TAX
  
Looking for a short term loan to help during tax season, see us for more details.

► SUPPLEMENTAL STUDENT
  
Your credit union values education, see us for more details.

► YOUTH ACTIVITIES LOAN PROGRAM

We care about our community and believe the youth is our future!  This loan program is ideal for all extra curricular costs, you can pay for school/team based functions with loan amounts up to $1000 (minimum amount $500, maximum amount $1000 for a 1 year term).  Finance up to 100% of the cost of student/player extra curricular activities, pay no upfront costs and no fees, enjoy competitive monthly payments with no prepayment penalty.  Fixed rates as low as 6.00% APR (varies according to credit score and loan application), $1 minimum account opening deposit & $1 Membership Fee, get same day response, and convenient loan signings at our Kamuela, Waikoloa and Hilo Branches.

► PAYDAY LOANS

Find yourself with a short-term financial need for personal emergency?  Apply today for a Payday Loan!  Satisfy an unfulfilled demand for very small, short-term credit, use this as an alternitive for not qualifing with current lending underwriting guidelines and stay away from "predatory lenders" who will take unfair advantage of you by charging exorbitant fees and using unscrupulous tactics intended to pyramid your debt.