Savings and Investments

Share Account

This account is required to become a member of Hawaii First FCU. The minimum opening balance is $50 with a one-time $1 membership fee. A Share Account is a highly liquid secure investment, paying competitive dividend rates.

Pot of Gold Share Account

A Pot of Gold Share Account is designed to help members set aside funds on a regular basis so that life’s unexpected emergencies don’t become financial emergencies. Opening a Pot of Gold Share Account qualifies you for a chance to win $100 in our monthly drawings. To be eligible in the monthly drawing, a monthly $5 minimum electronic transfer must be set up.

Share Certificate Account

Share Certificate Accounts from Hawaii First FCU are an excellent opportunity to obtain high rates of return if you do not need immediate access to your funds and want to invest for longer periods. Contact the credit union for our current rate schedule.

IRA Program

We offer two types of IRAs: Traditional and Roth. Both have different tax advantages, so consult your tax advisor and compare your IRA options. When you decide which IRA is best for you, we’ll gladly assist you in taking the next step. We also offer IRA
Share Certificates.

Kid’s Club

Kid’s Club savings accounts are available to members 17 years and younger. The minimum opening balance is $25 and there are no minimum balance requirements. Once the member turns 18, the Kid’s Club account will automatically be converted to a Share Account

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