About Us

Hawaii First FCU has been serving the community for nearly 70 years! We serve members island-wide with branches located in Kamuela and Hilo. Our mission statement is “Empowering Our Community by Serving Hawaii First!” and we strive to provide exceptional financial and empowerment services to meet the needs of our members and our community. Our vision is to be a place of help, hope and happiness.

Our field of membership includes any person who lives on the Island of Hawaii, Hawaii; persons who regularly work, attend school, worship, perform volunteer services, or participate in associations headquartered on the Island of Hawaii; persons participating in programs to alleviate property or distress which are located on the Island of Hawaii or maintaining a facility on the Island of Hawaii; the Island of Hawaii meets the low income definition of part 701.34 of the National Credit Union Administration Rules & Regulations.

In April of 1956, a group of 36 paniolo (known as cowboys in Hawaiian) and farmers held a meeting to discuss the organization of a federally chartered Kamuela Community FCU. The purpose they envisioned for the Credit Union would be to help people to save and to also help those in need. By the end of 1956 there were 166 members and a total of $12,263 in assets. In 2003, after nearly 50 years of serving the community, we changed our name to Hawaii First FCU. Now, with two branches to serve you, we currently have over 8,000 members and a total of $38 million in assets..

Each Credit Union savings account is insured up to $250,000 by the National Credit Union Administration.

Hawaii First Federal Credit Union was chartered under federal law. Federally chartered credit unions are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. NCUA’s three board members are nominated by the President and confirmed by the Senate.