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Auto Loans

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New/Used Vehicles

We make your car buying experience a breeze! Finance your new or used car, truck or van with us and get rates as low as 1.50% APR!*

Automobile Insurance Premium

Need help paying for your auto insurance? Visit us for a short-term loan.

First Time Auto Loan

time to lose the training wheels level up with a first time auto loan. Sonny boy on a tricycle.

Buying a car is a big deal. Getting your hands on the keys is often harder for first-time buyers. Don’t go to the dealership without a plan to pay for your new ride.

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Mortgage Loans


Whether it is your first home, your retirement home or your dream home, we are here to help!

Check our mortgage rates for further information.

Home Equity Line of Credit

Establish a secured “line of credit” that you may draw on – up to your credit limit.

Vacant Lot and Construction Loans

Have you found your piece of Hawaii? We can help you finance it! Already have it and just ready to build your dream home? Hawaii First also offers construction loans to get your project going!

Construction Loans

Are you planning to build this before the year is over? Bring your dreams to life with help from our Construction Loan! Change your scenery with help from our local experts. Plan your home and build your new life.

Department of Hawaiian Homelands

We specialize in Department of Hawaiian Home Lands loans.

To learn more, contact our Empowerment Services Specialist, Sharon Low, at sharon@hawaiifirstfcu.com or call 808.319.2184.

See credit union for details.

Red toy house on a countertop. Rainbow at bottom of the image/ "We're your home for Construction Loans"

Vacant Land Property Loans

Secure your piece of Paradise now and enjoy the benefit of our payment plan while dreaming up your new home

Personal Loans

Pot of Gold Savings Loan

Our Pot of Gold Savings Loan helps members set aside funds on a regular basis so that life’s unexpected emergencies don’t become financial emergencies. This special offer provides you with 50% of your loan and in cash with the other 50% going right to your savings account. Interested? Stop by to apply for yours today.

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Credit Cards

Paying your Visa® bill online couldn’t be easier! Use the safe and secure site to pay your Visa® bill each month at gotomycard.com. Enroll quickly with a few simple steps and you’re ready to make a payment, view your current balances and previous statements online!

Credit Insurance

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Every year has its ups and downs, there’s no way around it. There is a way, however, to put your mind at ease when it comes to your loan payments.

We offer Credit Insurance* to make sure your financial stability is not something you stress. Life is beautiful but filled with surprises — both welcome and not — don’t allow your financial stability to hang in the balance of unpredictability. Get the protection you need today with our Credit Insurance.

Stop by for more info!

*APR=Annual Percentage Rate. Offer valid January 1 – March 31, 2020. The credit union reserves the right to change or end promotion at any time. Offer valid for new loans on new or used vehicle including first-time buyer and refinancing of existing auto loans. No pre-payment penalty. Example: $20,000 over 60 months at regular rate of 3.50% payments at $363.86, promo rate of 1.50%, payments at $346.21. No minimum loan amount. Minimum APR 1.5% and maximum 16.25%. Excludes internal refinancing. See credit union for full details. Federally insured by NCUA.