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Auto Loans

New/Used Vehicles

We make your car buying experience a breeze! Finance your new or used car, truck or van with us.

Automobile Insurance Premium

Need help paying for your auto insurance? Visit us for a short-term loan.

Drive and Thrive

Ready to set off on your journey to financial independence? Why not start with financing your own car with our First Car Auto Loan! Click here to learn more.

Mortgage Loans


Whether it is your first home, your retirement home or your dream home, we are here to help!

Check our mortgage rates for further information.

Home Equity Line of Credit

Establish a secured “line of credit” that you may draw on – up to your credit limit.

Vacant Lot and Construction Loans

Have you found your piece of Hawaii? We can help you finance it! Already have it and just ready to build your dream home? Hawaii First also offers construction loans to get your project going!

Department of Hawaiian Homelands

We specialize in Department of Hawaiian Home Lands loans.

Personal Loans

Pot of Gold Reserve Loan

This is an asset building loan program that uses 50% of borrowed funds for savings and 50% for expenses. A $20 application fee is required, but this fee is refundable upon completion of financial education programs.

Credit Cards

Your Hawaii First Visa®

Platinum cards have lines of credit from $300 to $10,000. As low 8.95% APR*, and with no annual fee!

Keep an eye out! Your EMV Chip Visa® Credit Card will be arriving in the mail in the next 10 days.

*APR = Annual Percentage Rate

Paying your Visa® bill online couldn’t be easier! Use the safe and secure site to pay your Visa® bill each month at Enroll quickly with a few simple steps and you’re ready to make a payment, view your current balances and previous statements online!